Our Paradise Vacation to NZ and How to Acquire Your Own Slice of Minnesota Paradise
- Shannon Watters
- Mar 4
- 6 min read
Updated: Mar 19
Shannon Watters of Watters Edge Realty
As an Associate Broker, Realtor®, Master Naturalist, Director with the National Loon Center Foundation and Whitefish Area Property Owners Association. I’m committed to providing my clients with the best real estate knowledge and service to help meet their buying and selling goals as well as equipping them with best stewardship knowledge and community connection to thrive for years to come.
Hello everyone!!
We just came back from an AMAZING vacation in New Zealand!! If you ever had a dream to go to, literally, the other side of the Earth-DO IT!!! I have to say that is is likely the most beautiful place I have ever traveled to thus far!! The really exceptional thing about New Zealand is they actually prioritize nature and protect it at all costs. It was so refreshing!!!
If you have an wonderful vacation spot, share it with us!! Or if you would like to learn more about our fantastic experience in New Zealand, reach out!! I would love to talk with you!!
We are excited to announce that our very own Kassie Butler has decided to advance her Real Estate career and become a Buyer Agent in addition to her marketing role.
As a dedicated Buyer’s Agent, Kassie’s top priority is helping clients find the perfect property to fit their needs and lifestyle. With a keen eye for detail and a deep understanding of the local market, she excels at identifying hidden gems, evaluating property potential, and guiding buyers through every step of the purchasing process.
Kassie’s background in digital marketing, graphic design, and social media strategy allows her to craft compelling campaigns that maximize exposure and engagement — ensuring listed properties attract serious buyers.
Whether she's uncovering the ideal home for her clients or designing standout marketing materials, Kassie’s dedication, expertise, and strategic approach make her an invaluable asset to our team — and to you.
We’re thrilled to have Kassie take on this new and exciting role and confident she’ll help you achieve your real estate goals with precision and care!
Real Estate Corner:
Though we had a fantastic time in New Zealand, we are always happy to come back to our Minnesota paradise!! No matter the season!! If you are interested in buying your own slice of Minnesota Paradise, here is a guide to achieving that and maintaining that property for years of year-around enjoyment!!
Whether you're looking for a peaceful vacation retreat or a year-round home with a spectacular view, buying a lakefront property can be a rewarding investment. However, it's important to understand the unique factors involved in purchasing and maintaining a lakefront home.
What to Consider Before Buying a Lakefront Property
Location, Location, Location: When shopping for a lakefront property in Minnesota, location is key. Some lakes are more developed with amenities, while others are pristine and secluded. Consider the area’s proximity to your primary residence, local services, and recreational options. Popular lakes/chains such as Whitefish Chain, Gull Lake, and Ossawinnamakee are well-known for their amenities and accessibility. If you're seeking a quieter, less crowded option, there are plenty of remote lakes in areas that offer peace and tranquility.
Lake Access and Shoreline Conditions: Not all lakefront properties have the same type of access to the water. Some properties offer easy access with sandy beaches or docks, while others may have more rugged shorelines. Check the condition of the shoreline, as properties with steep or eroded shores can be costly to maintain. Additionally, verify any restrictions on access, like boat launches, swimming areas, or shoreline development.
Water Quality and Recreational Use: Investigate the water quality of the lake. Clean, clear water enhances the experience of living on the lake, whether you're boating, fishing, or swimming. If you're planning to use the lake for recreational activities, consider how busy the lake gets during peak season, as it can affect your enjoyment.
Upkeep and Maintenance: Protecting Your Investment
Owning a lakefront property comes with some special maintenance considerations to preserve its value and enjoy it year-round:
Shoreline Management and Erosion Control: Erosion is a major concern for lakefront homeowners, as the constant flow of water can wear down the shoreline. To combat this, consider installing native vegetation to help protect the shoreline from erosion. It's also a good idea to work with a local expert to ensure the measures you take are in line with state and local regulations. There are also grants and financial help to do projects. Reach out for more information.
Dock and Boat Lift Maintenance: Docks and boat lifts are essential for lakefront living but require regular upkeep. Minnesota’s fluctuating temperatures and ice conditions can take a toll on your dock, so inspect it each year for damage and make repairs as necessary. Additionally, ensure your boat lift is in good working condition, as this is essential for safely launching and storing your boat.
Winterizing Your Property: For those lucky enough to live on the lake year-round, it's essential to prepare your property for winter. Removing your dock, boat, and any other water-based equipment will help prevent damage from ice and freezing conditions. For the home itself, make sure you’ve properly sealed windows and doors, insulated pipes, and maintained your heating system to handle the cold.
Taxes and Regulations for Lakefront Properties
When purchasing a lakefront property in Minnesota, there are important tax implications and local regulations to keep in mind:
Property Taxes: Lakefront properties in Minnesota tend to have higher property taxes than inland properties due to their prime location and the value of the land. The tax rate can vary depending on the county, so it’s essential to research the property tax history before making an offer. Additionally, lakefront homes may be subject to higher assessments due to the added value of the waterfront view.
Shoreland Management Regulations: Minnesota has strict shoreland management regulations to protect water quality and preserve the natural beauty of the state’s lakes. Local zoning laws often limit how much you can build or modify on your property, especially if it’s near the water. For example, certain areas may restrict the construction of boathouses, docks, or even the types of vegetation that can be planted near the shoreline. Always check with local authorities to ensure your plans for the property comply with state and local regulations.
Watercraft Regulations: If you plan to bring a boat or other watercraft to your lakefront property, be aware of Minnesota's boating regulations. These may include restrictions on boat size, speed limits, and permitted hours of operation. Certain lakes also require permits for launching and operating watercraft. Be sure to familiarize yourself with these regulations to avoid fines or violations.
Is Lakefront Living Right for You?
Lakefront living offers incredible rewards, from the breathtaking views to endless opportunities for outdoor recreation. Whether you’re seeking a peaceful retreat or a year-round home, investing in a lakefront property in Minnesota can be a dream come true. However, it’s important to approach the process with an understanding of the unique challenges involved—upkeep, taxes, and regulations are all factors to consider.
By carefully choosing your location, maintaining your property, and staying informed about local rules, you’ll be able to fully enjoy all the beauty and serenity that lakefront living in Minnesota has to offer.
If you're ready to take the plunge and explore lakefront properties, we’re here to help! Contact us today to start your search and learn more about Minnesota’s lakefront real estate market.
Happy house hunting! 🌊🏡
The "up north" real estate season has suddenly burst wide open!! If you would like to search for a new property:
Watters Edge Realty has several new properties on the market. Come check them out!!
We will be hosting an open house at one of our lake home listings: 14675 Lynndale Lane, Baxter. Come visit Kassie and me:
If you are interested in learning about the value of your home:
Recipes of the Month:
Since we were in New Zealand, I needed to bring a fun recipe back with me!!
WAPOA and Loon Center Community Events: |
April 3 - Loons and Lakes Trivia at Breezy Point Dockside 6-8 pm |
April 10 - Loons and Lakes Trivia at 14 Lakes Brewery 6-8 pm |
May 1 - Loons and Lakes Trivia at Breezy Point Dockside 6-8 pm |
May 8 - Loon and Lakes Trivia at 14 Lakes Brewery 6-8 pm |
May 17 - Moments of Loons and Lakes Trivia at Snarky Loon 4-5 pm |
June 5 - Loons and Lakes Trivia at Breezy Point Dockside 6-8 pm |
June 19 - Loon and Lakes Trivia at 14 Lakes Brewery 6-8 pm |
As the Loon Center and WAPOA start to gear up for the excitement of 2025 season, if you are interested in being added to the volunteer list for opportunities: |
If you love doing trivia, love loons and our lakes and want to host trivia each month, we have opportunities for you as our trivia location opportunities are growing!! |
To stay up on the latest events: |
If you have a recipe, tip or question about real estate, nature or community, send us a note:
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